Become a member

Members of credit unions enjoy many benefits associated with their membersip, including:

• Control over their own finances
• Open late on Friday nights until 8.00pm 
• Encouragement and advice on a regular savings programme
• Loan availability at relatively low rates of interest, which remain consistent even during times of economic turbelence
• Security of savings through the credit union's fidelity bond, and through the Savings Protection Scheme (subject to certain limits).
• Loan Protection and Life Savings Insurance at no direct cost to the eligible member
• The knowledge that their own savings are being used in their own community

What does Credit Union Membership offer me?

Every credit union is independent, so the services may vary from one credit union to another. Here at Roscommon Credit Union, we offer:

• Involvement in one of Ireland's most successful financial co-operatives
• Convenient and flexible loans at low interest rates
• No transaction charges or hidden fees
• A secure place to keep your money
• A competitive return on your savings
• Open Monday to Friday
• Friendly, confidential and personal service to our members

What do i need in order to join and become a member?

You are eligible to become a member if you reside and/or work within our Common Bond Area. Please check out our welcome page for the Common Bond.

When you are opening a new account, whether you are a new or existing member, you will be asked to provide the following,

1. Personal Identification Document

      For example: Valid passport or a current drivers license

2.   A document to verify your permanent address and proof of       common bond

      For example: a household bill (ESB or Phone Bill)

3.   Documented proof of your Personal Public Service Number      (PPSN).

Opening an account for a Club or Society
When you wish to open an account for a Club or Society, we will request proof of identification and address of two elected officials. We will also need a letter from the Committee authorising the two nominated persons to act on their behalf.  The signatories on the account must provide the necessary documentation in accordance with the above guidelines.